Bloom makes money better
Your AI money coachUnderstand your money, make smarter decisions and keep more of it. Upload your bank and card statements to get started. Built for India.
Start with one statement.
No bank login. You upload a PDF, Bloom does the rest.
Know exactly where your money went.
Upload statements. Every transaction sorted, every merchant named by the name you'd recognise — in about a minute.
August
₹23,560
Salary +₹48,200 · you kept ₹24,640
- Food & DiningSwiggy · Zomato₹8,200
- Bills & UtilitiesElectricity · Mobile₹5,400
- ShoppingMyntra₹4,300
- TransportAuto · Metro₹3,400
- GroceriesBlinkit₹2,260
Straight answers
Answers from your real numbers.
Bloom reads your actual transactions before it answers. No data, no guessing — it just says so.
Why was August so expensive?
It wasn't, actually. You spent ₹23,560 — about ₹8,840 less than July. Food & Dining was your biggest line at ₹8,200, mostly Swiggy.
And my Goa trip savings?
I don't have a Goa goal from you yet, so I won't guess a number. Add the amount and date and I'll work it out from your real cash flow.
Personal, on your terms
It gets to know you — only if you let it.
Tell Bloom something once — you're paid on the 1st, there's a wedding in December — and it remembers next time. Off by default: every remembered fact is listed in plain language, and you can delete any of it.
Early September
“I get paid on the 1st, and there's a wedding in December.”
Three weeks later“Payday's tomorrow. Want to move something aside for December before the month starts?”
The maths holds up
When Bloom isn't sure, it asks. It never guesses.
Your card bill isn't shopping — it's money moving between your own accounts, so Bloom never counts it twice. Refunds cancel out. The same statement twice changes nothing. And anything ambiguous comes to you.
Quick review takes seconds — and only appears when it genuinely matters.
Credit card bill paid
₹18,450
Counted as money moving between your own accounts — not new spending.
The actual purchases
- Swiggy₹1,240
- Blinkit₹860
- Myntra₹2,999
A plan in rupees
A real plan, built from your real money.
Answer a few questions and get a one-page plan in actual rupees — clear about what it suggests, and honest about what it can't know.
Growth you can see coming, in numbers you recognise.
Your one-page plan
- Keep aside each month₹9,600
- Emergency buffer target₹1,44,000
- Room left for spending₹14,040
Old vs new tax regime
Old · ₹42,900
New · ₹28,600
Educational estimate from the figures you entered. Not tax advice.
Effort, not income
Progress that rewards effort, not income.
A score out of 100 built from three things you actually control — whether you're tracking, whether your cash flow is improving, and whether you have a buffer. Save carefully on a small salary and it shows.
Nothing to sell you. Nothing to hide.
Bloom earns nothing from what you choose — no products, no partners, no commissions, no ads. Your data stays in India, your chats are encrypted, and you can take everything with you or delete it outright.
Free while Bloom is in alpha
How it works
Three steps, about a minute.
Step 1
Upload a bank or credit-card statement.
Step 2
Bloom reads it and sorts everything.
Step 3
Ask it anything, and get a plan.
In your words
Sound familiar?
“I'm always broke by the 20th.”
See which three categories eat the month — then change one.
“Old or new tax regime — which one actually saves me more?”
Compare both on your own numbers, as an educational estimate.
“I'm saving for a Goa trip and never seem to get there.”
Set the amount and date; Bloom works backwards to a monthly figure.
“I want to understand my money but a CA is expensive.”
Ask in plain English and learn the why, not just the what.
“My card bill is due — how much of it is new spending?”
Bloom shows what you actually spent on the card, separate from the bill you pay.
Trust & security
What we can say plainly, we say plainly.
- Bloom never reads your SMS
- Card, PAN and Aadhaar redacted
- Statement password never saved
- Your chat is encrypted
- Every permission is separate
- Leave with everything
- Education, not investment advice
- Stored in India
Take control of your money — free.
Bloom is in closed alpha on Android. Leave your email and we'll send you an invite.
Free to use. Your data stays yours.